An illegal act against another person’s rights or property.
Loss of all the insured property. Also a loss involving the maximum amount for which a policy is liable.
A wrongdoer, a party guilty of a tort.
A tort is a wrongful and harmful action addressable by some appropriate legal remedy.
Insurance affording protection from loss arising out of a defect in a real estate title.
The right to ownership of property. The owner of real property having just possession of his property.
A claimant under a liability policy, so called because he is not one of the two parties (insured and insurer) who has entered into the insurance contract which pays his claim.
The relative index based on the frequency of theft claims (that is, the number of claims reported as a percentage of the number of vehicles with Comprehensive coverage).
The relative index based on the cost per vehicle for theft claims.