A claimantOne who makes a claim. More under a liability policyLegally binding contract effecting insurance or certificates thereof, including all clauses, riders, endorsements and renewals. More, so called because he is not one of the two parties (insuredThe entity (individual or otherwise) whose risk of financial loss from an insured peril is protected by the insurance policy. More and insurerThe company providing the insurance coverage. More) who has entered into the insurance contract which pays his claim.