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Earned Premium

  1. That portion of premium earned or charged for the period of time a policy remained effective. For example, an annual policy paid for in advance would be one-twelfth “earned” at the end of the first full month of its term.
  2. An amount calculated by taking earned premium reserve at the beginning of the period plus premium written during period, less unearned premium reserve at end of period.
  3. Premium actually exposed to loss.

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