Possessions owned by an individual other than real estate or buildings (not attached to the land). Often used to refer to property in a Homeowner’s policy.

Home or auto insurance for individuals, as distinguished from commercial lines insurance for businesses.

Injury other than bodily injury arising out of defined causes which usually include false arrest or detention, malicious prosecution, wrongful entry or eviction, libel or slander or violation of a person’s right to privacy other than in the course of…

An injury, other than physical, arising out of false arrest or detention, malicious prosecution, wrongful entry or eviction, libel or slander, or violation of a person’s right to privacy.

Coverage for personal property, anywhere it may be in the world. Typically, this type of floater is issued in one of two forms, all-risk (or broad) or specified perils.

Insurance policy issued to individuals covering risks arising out of the ownership or operation of a licensed automobile.

A personal articles floater provides all-risk coverage, subject to reasonable exclusions, for valuable items such as furs, jewellery, cameras, silverware, etc. The items are generally listed by description and value. This should not be confused with a personal effects/property floater.

Provision in most property insurance policies on real property that permits a policyholder to use insured premises for normal purposes related to occupancy.

Giving false evidence or information while under oath.