In automobile insurance, this is a policy insuring a number of cars for one owner.

The cancellation of a policy as of the effective date with all paid premium refunded.

Parts or furnishings of a building, considered as permanent attachments as opposed to movable items such as stock, office furniture, etc.

Anything that is attached to real property is known as a “fixture.” Fixtures when permanently attached to real property become part of the real property. Tenant’s fixtures are fixtures of a removable nature and are the responsibility of the tenant…

The person who is insured on the insurance policy. He or she is also the “policyholder” or “insured.” There may be other people, named or unnamed, who are covered as well.

A building that has its exterior walls, floors and roof constructed of masonry or other fire-resistive materials.

Coverage for losses from fire and lightning and also the resultant damage caused by smoke and water. Usually supplemented by Extended Coverage Insurance.

Damage caused by fire.

See Fault determination rules