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We are still working to service your insurance needs, but please contact your broker by phone or email only.


A car is branded after an accident to indicate its state of disrepair as one of the following:

  • Salvage – A vehicle that has sustained damage to the point where the cost of fixing it exceeds its cash value prior to the damage.
  • Irreparable – A vehicle that is incapable of safe highway operation, has sustained damage beyond repair and is only used for parts.
  • Rebuilt – A vehicle that was severely damaged but has been repaired and inspected and met rigorous determined standards.
  • Stolen – A vehicle that has been stolen from its owner. Only the police can apply or remove this brand.