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Steeles Corners
3-398 Steeles Avenue West
Thornhill, ON L4J 6X3
Fax: 1.855.552.7329
Hours of Operation: Mon-Fri 10am-6pm, Sat. by Appt. Only
Main Contact for this Office: Biju Marath

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Property and Casualty

The products available through our locations are as follows:

Personal Lines

  • Automobile
  • Homeowners
  • Condominium
  • Tenants
  • Home Business Insurance
  • Rental or Income properties
  • Umbrella Liability Insurance
  • Marine Insurance
  • Recreational Vehicles
  • Classic Automobile
  • Motorcycle
  • Snowmobile

Commercial Lines

  • Packages for Small, Medium and Large Businesses
  • Industrial & Manufacturing Operations
  • Non-Profit Organizations
  • Commercial General Liability
  • Directors and Officers
  • Professional Liability/Errors and Omissions
  • Commercial Umbrella Insurance
  • US Locations & Liability
  • Individual & Fleet Rated Commercial Automobile
  • Farm & Agricultural

Life Insurance and Investments

  • Life Insurance
  • Disability Insurance
  • Critical Illness Coverage
  • Group/Employee Benefits
  • Segregated Funds
  • Estate Planning

Our Team

Biju Marath, B.Com

Managing Partner
  • bmarath@all-risks.com
  • 905.303.0006 ext. 19701
  • 416.837.9711

Ralph Brito, B.Com

Managing Partner
  • rbrito@all-risks.com
  • 905.303.0006 ext. 19702
  • 647.740.4726

Hanif Kutchhi

Account Executive
  • hkutchhi@all-risks.com
  • 905.303.0006 ext. 19709
  • 647.294.1423

Kazem Bayat

Account Executive
  • kbayat@all-risks.com
  • 905.303.0006 ext. 19705
  • 647.472.5148

Irene Ho

Administrative Support
  • iho@all-risks.com
  • 905.303.0006

Boris Vaduva

Account Representative
  • bvaduva@all-risks.com
  • 905.303.0006 ext. 19706

Haya Wali

Account Representative
  • hwali@all-risks.com
  • 905.303.0006 ext. 19710

Irina Malovik

Account Representative
  • imalovik@all-risks.com
  • 905.303.0006 ext. 19704

Venugopal Papinazath

Account Representative
  • vpapinazath@all-risks.com
  • 905.303.0006 ext. 19707
  • 647.915.0082

Shruti Sharma, B.Com

Account Representative
  • shruti.sharma@all-risks.com
  • 905.303.0006 ext. 19703

Maryna Kovalenko

Administrative Support
  • mkovalenko@all-risks.com
  • 905.303.0006

Sarah Bhansali

Administrative Support
  • sbhansali@all-risks.com
  • 905.303.0006

Employment Opportunities