A list of items individually covered by a policyLegally binding contract effecting insurance or certificates thereof, including all clauses, riders, endorsements and renewals., e.g., a list of jewels under a jewellery floater, a list of cars insuredThe entity (individual or otherwise) whose risk of financial loss from an insured peril is protected by the insurance policy. under one automobile policyLegally binding contract effecting insurance or certificates thereof, including all clauses, riders, endorsements and renewals. or a list of buildings insuredThe entity (individual or otherwise) whose risk of financial loss from an insured peril is protected by the insurance policy. against fire.