Home insurance covers the contents of a home and other personal property that the named insuredThe entity (individual or otherwise) whose risk of financial loss from an insured peril is protected by the insurance policy. More and members of the household own, wear or use (including clothing, cameras, furniture, etc.) while on the premisesBuilding including the land immediately surrounding it and belonging to it. More. It may even coverTo protect with insurance, or the insurance protection provided. More personal property of others (excluding roomers or boarders who are not related to the insuredThe entity (individual or otherwise) whose risk of financial loss from an insured peril is protected by the insurance policy. More) that is not otherwise insuredThe entity (individual or otherwise) whose risk of financial loss from an insured peril is protected by the insurance policy. More. There will normally be coverage for personal property while it is temporarily away from the home anywhere in the world (see also “Personal effects/property floater”). Personal property not normally kept at home is not covered. Personal property in a warehouse is usually covered against theftThe wrongful taking of the property of another. It is a broad term and includes larceny, pilfering, hold up, robbery and pick pocketing More without time limit, but other perils may not be covered or may be covered only up to 30 days.