Protection for the The entity (individual or otherwise) whose risk of financial loss from an insured peril is protected by the insurance policy. More against loss or damage of his property caused by windstorm, hail, smoke, A rupture of a pressure vessel of some kind due to excessive internal pressure (usually accompanied by a loud noise). More, riot, riot attending a strike, Disturbance involving a large number of individuals. An uprising of people creating a prolonged disturbance. More, vehicle and aircraft. This is provided in conjunction with the Coverage for losses from fire and lightning and also the resultant damage caused by smoke and water. Usually supplemented by Extended Coverage Insuran... More.