An all risk and all inclusive policyLegally binding contract effecting insurance or certificates thereof, including all clauses, riders, endorsements and renewals. applicable to stocks of wholesalers, distributors and retailers. Coverage is basically fire, extended coverage, theftThe wrongful taking of the property of another. It is a broad term and includes larceny, pilfering, hold up, robbery and pick pocketing and “all other perils.” Sometimes called Commercial Block or Mercantile Block.