Dwelling Coverage*

This applies to your home and “attached structures” such as a garage or carport. Permanently installed outdoor equipment on the premises, such as a swimming pool and the equipment attached to it, is usually included. Building materials for use in…

Duty of Care*

The obligation that a person has to exercise reasonable care with respect to the interests of others, including protecting them from harm.

Drive-in Claims Service

A system employed by certain Automobile insurers whereby vehicles with damage, can be driven to the local company “Drive in” Claims Office for inspection and immediate settlement of the damage claim.

Driver Training Credit

To encourage driver education courses at schools and colleges, many insurers grant premium rebates to applicants for private passenger automobile insurance who have successfully completed an approved training program.

Disclaimer

A denial of liability for cause, e.g., to deny coverage under a policy on grounds that a statutory condition has been breached.