What is a “Lapse in Insurance”?

A lapse of insurance coverage will impact your driving record if:

• The lapse was due to a policy cancelled for non-payment of premium;
• The driver was convicted of driving without insurance during the lapse in coverage
• The lapse was due to a drivers license suspension
• The lapse was due to a policy cancelled for misrepresentation or non-disclosure.

Source: InsuranceHotline.com